Etsy Fees Broken Down: What You Actually Keep From Each Sale

By The myShop Team · 2026-07-02 · 6 min read

Your item sold for $40, so you kept $40, right? Not quite. A few fees come out before the money lands in your account, and the sellers who do not know about them are the ones who end up working for free. Here is every Etsy fee in plain language, what it costs, and how it all adds up on a real order.

Key takeaway: Every Etsy sale carries a listing fee, a transaction fee, and a payment processing fee, plus an Offsite Ads fee when the order came from one of Etsy's ads. Add the full fee load into your price so your take home is a number you picked on purpose.

The Etsy fees at a glance

Here is the whole fee picture in one place. The rates below are Etsy's United States rates as of 2026, so check Etsy's current fee schedule for your country before you lean on them.

Fee	What it costs	When you pay it
Listing fee	$0.20 per listing	When you publish, and again each time it renews or sells
Transaction fee	6.5% of the order total	On every sale, including the shipping and gift wrap you charge
Payment processing	3% + $0.25 per order (US)	On every sale paid through Etsy Payments
Offsite Ads	15% under $10k in sales, 12% at or above	Only when a sale comes from an Etsy offsite ad
Currency conversion	2.5% of the sale	Only if your listing and bank currencies differ

Listing fee

Etsy charges a flat $0.20 to publish each listing, and that listing stays active for four months or until it sells. If a sale comes in and you have auto renew turned on, you pay the $0.20 again to relist the item. It is small on its own, but across a big catalog with regular renewals it adds up, so it belongs in your budget.

Transaction fee

When you make a sale, Etsy takes 6.5% of the total order amount, and that total includes the shipping and gift wrap you charge the buyer. This is the one that catches people out: offering free shipping does not dodge the fee, because Etsy still calculates 6.5% on the full amount the buyer paid. If you raise your item price to cover shipping, the transaction fee climbs right along with it.

Payment processing fee

If you accept money through Etsy Payments, which most sellers do, there is a processing fee on top of the transaction fee. In the United States it is 3% of the sale plus a flat $0.25 per order. The exact rate changes from country to country. This is simply the cost of accepting cards, wallets, and the other payment methods Etsy handles for you.

Offsite Ads fee

Etsy runs ads for your products on Google, social platforms, and other websites. If a shopper clicks one of those ads and buys from you within a set window, you pay an Offsite Ads fee on that order. The rate is 15% if your shop has made under $10,000 in the past year, and 12% once you cross that mark. Shops above the threshold are enrolled automatically and cannot opt out, while smaller shops can turn it off in their settings. The fee only lands on sales the ads actually drove, but 12% to 15% is a real chunk, so keep it in mind if you stay enrolled.

Other possible costs

A few costs are optional or situational. Etsy Ads, the on platform advertising you control, runs on a daily budget you set and is separate from Offsite Ads. A 2.5% currency conversion fee applies when your listing currency differs from your bank currency. And Etsy Plus, if you subscribe, is a flat monthly cost for extra tools like restock requests and listing credits.

What a $40 order really nets you

Here is how the fees stack up on a $40 order with $5 shipping, sold in the United States through Etsy Payments. Remember that the transaction fee applies to the full $45 the buyer paid.

Line	Amount
Item price	$40.00
Shipping charged	$5.00
Buyer pays	$45.00
Transaction fee (6.5% of $45)	-$2.93
Payment processing (3% of $45 + $0.25)	-$1.60
Listing fee	-$0.20
You keep before Offsite Ads	$40.27
If the sale came from Offsite Ads (15% of $45)	-$6.75
You keep with Offsite Ads	$33.52

That is before the cost of your materials, your labor, and the shipping label you actually buy. Fees alone took about $4.73 on a normal order, and close to $11.48 when an offsite ad was involved. Neither number is scary once you have planned for it. The only real danger is being surprised by it at payout.

Put it together

On a typical order, the transaction, processing, and listing fees take a noticeable slice, and Offsite Ads or Etsy Ads can nearly double it. The point is not to fear fees. It is to price them in. Build the full fee load into your pricing formula so your take home per sale is a number you chose on purpose, not a leftover you discover later.

Track your real numbers

The surest way to stay in control is to watch actual fees against actual revenue every month. Once you can see your true take home rate, you can price, discount, and advertise with confidence instead of guessing. If you would rather skip the spreadsheet, you can ask Spryte, the assistant inside myShop, to show what your fees are really costing you and where your margin is going.

Frequently asked questions

What percentage does Etsy take per sale?

For a United States sale through Etsy Payments, plan on roughly 9.5% of the order in Etsy fees. That comes from the 6.5% transaction fee and the 3% processing fee, plus the flat $0.25 processing charge and the $0.20 listing fee. If the sale came from Offsite Ads, add another 12% to 15% on top.

Does Etsy charge a fee if my item does not sell?

You still pay the $0.20 listing fee to publish, and that listing lasts four months. You are not charged transaction or processing fees unless the item actually sells, since those only apply to completed orders.

Is the Etsy transaction fee charged on shipping too?

Yes. The 6.5% transaction fee applies to the full order total, including the shipping and gift wrap you charge, so building shipping into your item price does not avoid it.

Can I avoid Offsite Ads fees?

Shops under Etsy's $10,000 revenue threshold can opt out of Offsite Ads in their settings. Once you pass the threshold, participation is required, but you are only charged when a sale actually comes from one of those ads.